The Free Money Advice Service has been setup by the government to provide impartial advice on most financial matters but is particularly good on Equity Release. 

Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
This is a simple AgeUK Equity Release calculator which will help you find out how much an equity release loan would allow you to raise on your house.

Independent Financial Advisers - IFAs Exeter

Foresight Financial Planning

8 Southernhay W, Exeter EX1 1JG, UK – 01392 221100

Being new to mortgages I was recommended Alan's services through a work colleague. Alan explained things in a way that was quick to grasp with no pressure to commit to anything. From speculative ideas to completion of my purchase Alan and everyone I spoke to at Foresight have been a pleasure to deal with and despite being busy they are very good at prioritising what is important and always did all they could to help.

We highly recommend Alan and Rachel of Foresight Financial Planning to anyone seeking mortgage advice. We have received every help possible from them, in making what often seems a complex process understandable. It has been a delight to meet such an approachable, helpful and friendly team. Many thanks, Alan and Rachel.

Old Mill accountants and financial planners - Exeter

Leeward House, Fitzroy Road, Exeter Business Park, Exeter EX1 3LJ, UK – 01392 214635

Stoped and had a KFC in your car park thanku for it's use, a very relaxing spot to eat.


Senate Court, Southernhay Gardens, Exeter EX1 1NT, UK – 01392 432431

Highly experienced wealth managers able to communicate complex financial matters in an easy to understand way.

Good people. Exceptional and personal service.

Click for excellent Money Saving Expert advice on choosing an Independent Financial Adviser (or IFA) around Exeter.
This is a revolution! We are used to going to a bank with a business plan and been lent money on very high rates of interest - but only under increasingly demanding conditions. Crowd funding is the public investing directly to the businesses - at all stages of their development. Crucially there is a huge range of projects and Crowd Funders. You could do worse than just read and then click some of the WiKi link below.

Crowd Funding and Business Loans

Crowdcube Ltd

Fourth Floor, Broadwalk House (South Block), Exeter EX1 1TS, UK – 01392 241319

Read current articles in MoneyWeek magazine.
TSB Bank

6 High St, Devon, Exeter EX4 3LF, UK – 01392 275045

This is THE bank, there should be no other bank.

NatWest Bank

18, St Thomas Centre, Cowick St, Exeter EX4 1DE, UK – 0345 788 8444

Love having a local bank. Staff are always polite and friendly. Banking mobile app is brilliant. Dogs allowed in!

Clean bank, friendly staff, never have to wait long. Can't complain!

The Co-operative Bank - Exeter

242 High St, Exeter EX4 3QB, UK – 0345 721 2212

Very friendly and helpful staff. All willing to do everything they can to help, above and beyond the standard.

Nice staff. You can actually talk to human beings...



2 Bedford Street, Exeter EX1 1LT, UK – 0800 554 0428

The cashiers are excellent and have been helpful. Overt eye contact with the clipboard lady @_the front. I don't want to use a machine, The hurry agenda

Transferred in 2016 after 40-plus years with the spivs at Barclays and have no regrets except that I stayed with Barclays for so long. This branch of Nationwide is excellent, the staff are courteous and knowledgeable, and the bank seems to be efficient, honest and well-run.


Broadwalk House, Southernhay W, Exeter EX1 1TZ, UK – 01392 211112

Tried three times to get though on the phone but just got cut off after awhile. They have been very helpful when I have visited, but with our Lockerbie branch now shut and unable to get through on the phone it makes me wary making changes to our A/C.

The staff are so helpful. It's not like other banks. I feel that going here the staff know you and are always intent on helping. If it's one reason to go yet again the helpful cheery staff!


Greenewable Energy Ltd, 1 Emperor Way, Exeter EX1 3QS, UK – 0345 740 4404

Ive specifically open an HSBC account becsuse working in Sowton, it's so easy to use the automated 'paying in' services or car withdrawals. May take few minurs more if need to use the 'counter' services as only one desk.My existing bank has closed its other small offices so this is perfect for me.

Building Societies

Yorkshire Building Society

187-189 High St, Exeter EX4 3DU, UK – 01392 330796

Extremely helpful. Lovely offices. Service excellent.

With little difference between products in this highly regulated financial sector - service is everything!


228 High St, Exeter EX4 3LR, UK – 01392 422600

Situated within the Coop Bank in the high street, a pleasent welcome to have a one to one advisor, the staff are always very polite and do go the extra mile, great to know you're in good hands.


1, 252 High St, Exeter EX4 3PZ, UK – 01392 601811

Bit of a wait but very helpful and friendly: the place seems to be laid out to be as approachable and friendly as possible. Couldn't give it 5 stars as they were just doing what a customer would expect!

Unrivaled deals and rates aside, I had a really great experience here opening 2 help to buy ISAs. They have a strict 'no pressure' policy, which helped me feel I could ask questions about things and not get sold to (which often holds me back). Once it was all set up, it was suggested that we speak to a 'mortgage guy' to see where we currently stand financially and they happened to have an opening immediately after. The tea flowed freely and he was very helpful, giving us all the information we needed, answering all our questions and not rushing us, even though they know we weren't in a position to buy. Really great experience all round. My only complaint is although once you're there it's great, if you want a weekend appointment the lead time is very long (I think it was 4 weeks for us).

Mortgage Brokers

The Mortgage Shop

30 Southernhay E, Exeter EX1 1NS, UK – 01392 666270

We've used TMS twice now and wouldn't go anywhere else. Excellent service!

Team Financial Services Ltd

Finance House, 1 Pinhoe Rd, Exeter EX4 7HP, UK – 01392 678678

Annie is amazing and took all the stress out for us.We moved late last year and we can highly recommend her😊 Many thanks Darren and Natalie Eshun

John rescued our purchase in 2011 when we were first time buyers who had been told by the in-house mortgage advisor of one of the major local estate agents that we could secure a mortgage we simply did not qualify for. He took on our case, took the (huge) stress out of the process, got us a mortgage offer and helped us buy our first house. We have moved twice since then, and we have always come back to John. He has always delivered what we asked of him. He is always cheerful, and reliable. He can demystify the mortgage application process, and he will patiently explain everything all over again when others might begin to show the strains of having listened to you ask the same question a dozen times in the space of a fortnight. I very much hope that we won't have to think about moving, or a mortgage for some time, but if and when the time comes, the first thing I'll do is call John.

Westexe Mortgage Solutions Ltd

25 Okehampton St, Exeter EX4 1DY, UK – 01392 216344

Very pleased with this friendly and professional company. Had my appointment with Pete who was helpful and explained my options in plain English! Got a great deal on my new mortgage. Thank you to Pete and his team.

We’ve used Westexe for a number of mortgages over the last six years and Peter and his team have always given outstanding service. A really top rate company with excellent customer care.


Barr Financial

Senate Court, Southernhay Gardens, Exeter EX1 1UG, UK – 01392 927789

A very professional (of course) company, but more than that, they really care and want the best for their customers. I've always had great dealings with Ben and the entire team at Barr Financial Services. Thoroughly recommend them.

Excellent service every time. Any time I didn't understand something or needed help Beke was always very happy to help me and explain things in simple terms. Would highly recommend to anyone.

Cooper Associates Ltd Exeter

Forsyth 3rd Floor The Senate, Southernhay Gardens, Exeter EX1 1UG, UK – 01392 267278

South West Mortgage Brokers

3 Cottey Cres, Exeter EX4 9DT, UK – 01392 927327